Privacy Policy
Effective Date: July 30, 2024
Introduction
uscredithelp.info ("we," "our," or "us") values the privacy of our customers ("you" or "your") and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website or use our services. By using our services, you agree to the terms of this Privacy Policy.
Information We Collect
Personal Information
When you use our services, we may collect the following personal information:
- Contact Information: Name, email address, phone number, and mailing address.
- Financial Information: Credit card numbers, bank account information, and other relevant financial details.
- Debt Information: Details of your current debt, including the amount owed, creditors, and payment history.
- Identification Information: Social Security number and other government-issued identification numbers.
Non-Personal Information
We may also collect non-personal information, which does not identify you individually, such as:
- Browser type and version
- Device type and operating system
- IP address
- Pages you visit on our website
- Time and date of your visit
How We Use Your Information
We use your personal information for the following purposes:
- Service Provision: To negotiate with your creditors on your behalf and provide debt relief services.
- Communication: To contact you regarding your account, our services, or changes to our policies.
- Verification: To verify your identity and financial information.
- Improvement: To improve our website and services based on user feedback and usage patterns.
- Compliance: To comply with legal obligations and protect our legal rights.
Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- Service Providers: With trusted service providers who assist us in operating our website and providing our services, subject to confidentiality agreements.
- Creditors: With your creditors as necessary to negotiate debt reduction on your behalf.
- Legal Requirements: When required by law, regulation, or legal process, such as in response to a subpoena or court order.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.
Security
We implement a variety of security measures to protect your personal information. These include encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.
Your Rights
You have the following rights regarding your personal information:
- Access: You can request access to the personal information we hold about you.
- Correction: You can request corrections to any inaccurate or incomplete personal information.
- Deletion: You can request the deletion of your personal information, subject to legal requirements.
- Objection: You can object to the processing of your personal information for certain purposes.
To exercise these rights, please contact us using the information provided below.
Cookies
Our website uses cookies to enhance your experience. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.